Mental Health Rehab Treatments
Mental Health Rehab Treatment can be life-changing, especially when inpatient or structured outpatient support is needed for conditions like depression, anxiety, PTSD, or trauma recovery.
Access via Super:
Under compassionate grounds, you may be able to use your super to pay for private mental health rehab when:
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The treatment is not readily available through the public system, and
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It’s deemed medically necessary by both a registered psychiatrist and a GP.
Requirements:
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Two supporting medical reports
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Treatment cost estimates
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No public or Medicare-covered alternatives available
How We Help:
At Release My Super, we streamline the process with same-day medical referrals, application preparation, and ATO submissions. Most clients see approval and super fund release within 2 weeks.
Super for Weight Loss Treatment
If obesity is causing or contributing to serious medical conditions and your doctor recommends treatment, you may be eligible to access your super to fund:
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Bariatric surgery
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Medications like copyright or Wegovy
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Dietician-supervised programs not covered by Medicare or public hospitals
Eligibility Criteria:
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A GP and specialist (e.g. endocrinologist or bariatric surgeon) must support the application
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Proof that public treatment is not available in a timely manner
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Invoices or quotes for the total treatment cost
Why This Matters:
Early intervention can prevent diabetes, heart disease, and improve quality of life—and your super can support that journey.
Financial Hardship Super Withdrawal
If you’re struggling to meet essential expenses like rent, bills, or groceries, you may qualify for early Financial Hardship Super Withdrawal rules.
You must:
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Have received eligible Centrelink income support for 26 continuous weeks
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Be unable to meet reasonable and immediate living costs
Access limits:
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$1,000 to $10,000 can be withdrawn every 12 months
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If over preservation age and meeting additional conditions, full super access may apply
We assist by ensuring your documentation (Centrelink letter, bills, etc.) meets your fund’s criteria, helping reduce processing time and stress.
Income Protection Insurance Claims
If illness or injury prevents you from working, and you hold Income Protection Insurance Claims through your super fund, you may be entitled to:
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Up to 75% of your pre-disability income
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Paid monthly during the approved benefit period (e.g. 2 years or until age 65)
What’s required:
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Medical certification of your condition
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Evidence of work capacity loss
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Compliance with your fund's waiting periods and ongoing reporting
Release My Super can guide you through complex claims processes, liaise with insurers, and ensure your documentation aligns with eligibility criteria.
Death Benefit Claims
When a loved one passes, their super balance and life insurance are paid out as a Death Benefit Claims to eligible beneficiaries.
Who can claim:
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Spouse or partner
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Children (including adult or financially dependent)
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Legal personal representative (executor of the estate)
Tax implications:
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Tax-free for dependents
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Taxable for non-dependents (generally 15–17% withheld)
Why use a service like ours:
Delays and disputes are common. We help families gather legal documents, lodge accurate claims, and work with trustees to release entitlements as quickly and fairly as possible.
Mental Health Treatment (Outpatient)
Beyond inpatient rehab, early access to super can support ongoing Mental Health Treatment, including:
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Psychiatric or psychological sessions
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Counselling or therapy plans
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Treatment-resistant mental illness care
Eligibility includes:
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Written recommendation from both a GP and a psychiatrist
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No timely or appropriate treatment available through the public system
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Cost must be justified with quotes or invoices
This access is made possible via the ATO’s compassionate release of super pathway.